From yogajournal.com, author Thomas Ashley-Farrand :
Om Gum Ganapatayei Namaha Om Guhm Guh-nuh-puh-tuh-yea Nah-mah-hah
Om and salutations to Ganapati (Ganesha)
The new year offers a chance to bring your deepest desires to life. But first you have to find a path around the obstacles standing in the way. Although they may manifest as external problems—you may think a lack of time prevents you from meditation every day, for example—it is often emotions or thought patterns that hold you back. Yet if your internal state is unified with your desire you can achieve anything. The mantra above is traditionally chanted to start new endeavors with positive energy and to remove obstacles.